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| Conventional 30 Fixed |
| Conventional 15 Fixed |
| Jumbo 30 yr Fixed |
| Jumbo 15 Fixed |
| 3 Yr ARM |
| 5 Yr ARM |
| 7 yr ARM |
Rates last updated on Sunday, February 06, 2005
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Conventional 30 Fixed
Term: 30 years
Maximum Amount: $359,650
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| Rates | Points | APR |
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| 5.25% | 1% | 5.524% | | 5.375% | 0% | 5.557% | | 5.5% | 0% | 5.684% |
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Conventional 15 Fixed
Term: 15 years
Maximum Amount: $359,600
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| Rates | Points | APR |
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| 4.625% | 1% | 5.086% | | 4.75% | 0% | 5.056% | | 4.875% | 0% | 5.182% |
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Jumbo 30 yr Fixed
Term: 30 years
Maximum Amount: $650,000
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| Rates | Points | APR |
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| 5.375% | 1% | 5.604% | | 5.5% | 0% | 5.637% |
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Jumbo 15 Fixed
Term: 30 years
Maximum Amount: $650,000
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| Rates | Points | APR |
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| 4.875% | 1% | 5.097% | | 5% | 0% | 5.133% |
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3 Yr ARM
Term: 30 years
Maximum Amount: $359,650
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| Rates | Points | APR |
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| 4% | 1% | 5.443% | | 4.25% | 0% | 5.414% |
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5 Yr ARM
Term: 30 years
Maximum Amount: $359,650
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| Rates | Points | APR |
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| 4.5% | 1% | 5.422% | | 4.75% | 0% | 5.427% |
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7 yr ARM
Term: 30 years
Maximum Amount: $359,650
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| Rates | Points | APR |
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| 4.875% | 1% | 5.611% | | 5.125% | 0% | 5.644% |
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $359,651 with closing costs of $7,193. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $2,000,000 with closing costs of $40,000. Your actual APR may be different depending upon these factors.
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